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Artificial intelligence decisions are often described as explainable when a system can produce reasons, feature contributions, counterfactuals, or other interpretive outputs. Such outputs, however, do not by themselves make an institutional decision answerable. This article develops a conceptual explainable AI governance framework that treats explainability as an organizational obligation connected to transparency duties, system documentation, evidence preservation, auditability, responsibility allocation, contestability, human review, and redress. The framework distinguishes technical explanation from the governance capacities required to identify who must justify a decision, what information must be recorded, how evidence can be examined, how affected stakeholders may challenge an outcome, and whether an organization can correct errors or remediate consequences. Transparency and documentation are organized around system, model, data, dataset, and decision records, together with data, model, and decision provenance. Auditability is connected to traceability, lifecycle records, risk documentation, monitoring, incident response, and clearly allocated organizational responsibility. Contestability is connected to decision justification, appeal and complaint pathways, competent and sufficiently independent human review, escalation, correction, recourse, and redress capacity. The framework also identifies governance gaps that arise when these functions are separated across the AI lifecycle, including documentation, evidence-trail, accountability, human-review, monitoring, and remediation gaps. Its principal contribution is an answerability-oriented governance architecture that links explanation to institutional evidence and response mechanisms while preserving explicit boundaries: transparency does not independently establish accountability, auditability does not prove responsibility, human involvement does not guarantee meaningful review, and a conceptual governance framework does not establish legal compliance, procedural fairness, ethical sufficiency, or deployment readiness.

Agentic artificial intelligence extends beyond conventional model-output generation by interpreting objectives, decomposing tasks, maintaining contextual information, selecting tools, interacting with external environments, and executing sequences of actions that may create downstream consequences. These capabilities complicate the question of who controls an agent and expose limitations in governance approaches based only on alignment, instruction following, output review, or nominal human supervision. This article develops a conceptual governance architecture for trustworthy agentic AI. The approach treats agentic AI as an autonomous decision system embedded within a wider socio-technical environment and organizes governance around explicit control points rather than a single supervisory mechanism. It distinguishes governance requirements for goal formation, goal interpretation, instruction hierarchy, task boundaries, tool access, memory retention, environmental interaction, action verification, failure containment, human approval, override capacity, responsibility allocation, auditability, and lifecycle review. The architecture proposes that consequential actions should be connected to authorized goals, bounded permissions, traceable memory and data inputs, pre-action checks, post-action evaluation, escalation pathways, and accountable human or institutional actors. It also establishes explicit sufficiency boundaries: goal alignment does not guarantee appropriate behavior; tool restrictions do not eliminate harmful use; memory controls do not guarantee reliable context; verification does not certify safe action; and human override does not independently establish meaningful control. The principal contribution is an integrated architecture-level account of how technical, human, and organizational controls may be connected across the agent lifecycle. The architecture supports conceptual analysis, governance planning, and future empirical evaluation, but does not establish legal compliance, operational safety, ethical sufficiency, institutional accountability, or deployment readiness.