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Advancing AI-Augmented Business Process Management through Knowledge-Driven Explainability and Agile Knowledge Sharing
Merging Artificial Intelligence (AI) with Business Process Management Systems (BPMSs) has given rise to AI-Augmented Business Process Management Systems (ABPMSs). These modern setups deliver flexible adaptability, instantaneous process refinement, and superior knowledge management workflows. Yet, notable hurdles persist, especially regarding contextual clarity, user buy-in, and the incorporation of behavioral dynamics. This research introduces a novel conceptual model that unifies the Socialization, Externalization, Combination, and Internalization (SECI) knowledge paradigm with Agile workflows (specifically Scrum) and advanced AI capabilities like explainable AI (XAI), process mining, and Robotic Process Automation (RPA). This setup streamlines the formalization, validation, and dissemination of insights through structured, intuitive software and collaborative frameworks, particularly Communities of Practice (CoPs). The system highlights context-sensitive transparency, step-by-step deployment, and iterative refinement to foster productive human–AI partnerships. It delivers both conceptual and practical blueprints for linking AI strengths with corporate knowledge assets. The introduced model eases the upgrade path from legacy BPMSs to advanced ABPMSs by utilizing systematic practices and technologies. This strategy accelerates knowledge distribution and operational refinement, mapped out via exhaustive BPMN 2.0 diagrams.
Journal of Trustworthy and Explainable Intelligent Systems
Original Research | Open access | 15 March 2023 | Article: 27

Bridging AI Innovation and Regulatory Compliance in Financial Services: A Taxonomy of Regulatory Principles
The critical nature of explainable artificial intelligence and machine learning (XAI/XML) is gaining widespread recognition. This field focuses on uncovering how input variables influence automated choices, identifying systemic algorithmic bias, and detecting vulnerability to anomalies in data. Much of the existing literature centers on creating post hoc explanations tailored for opaque, black box architectures. These secondary techniques introduce novel vulnerabilities to error without correcting the fundamental flaws of the core model. Conversely, the development of inherently transparent systems receives far less attention. This paper introduces an inherently interpretable strategy rooted in the principles of ensemble learning, designated as the League of Experts (LoE) framework. We construct the initial theoretical foundations and subsequently derive a flexible, modular meta-algorithm. Although our presentation focuses primarily on classification tasks, the LoE framework adapts identically to regression scenarios. For classification specifically, we deploy traditional decision trees to form classifier ensembles as a concrete implementation. This paradigm simplifies the extraction of human-comprehensible decision rules for the underlying classification task, yielding an independent rule-induction system called RuleLoE. Beyond evaluating 12 KEEL classification datasets, we validate the LoE framework using two benchmarks from highly critical domains—healthcare and finance—to demonstrate its utility. The predictive capability of LoE matches contemporary state-of-the-art classification algorithms regarding both accuracy and rule coverage. Furthermore, LoE outputs a highly transparent group of decision rules featuring customizable complexity to map out the target classification problem. LoE provides a dependable approach for handling classification and regression problems. Its predictive precision is highly suited for environments where discovering root causal mechanisms is the primary objective, rather than merely maximizing predictive or classification performance.
Journal of Trustworthy and Explainable Intelligent Systems
Original Research | Open access | 15 March 2024 | Article: 44

Beyond Opening the Black Box—A Critical Review of Explainability for Human Understanding, Decision Usefulness, Trust Calibration, and Accountability
Explainability has become central to discussions of trustworthy and responsible intelligent systems, yet it is frequently reduced to the technical production of information about model structure, features, rules, or predictions. This critical review examines why opening a computational black box is not equivalent to producing an explanation that people can understand or use responsibly. The review synthesises conceptual, technical, human-centred, decisional, and accountability-oriented scholarship to evaluate the shift from model interpretability toward meaningful explanation. It distinguishes technical properties such as transparency, fidelity, plausibility, completeness, stability, and local or global scope from human outcomes such as comprehension, cognitive accessibility, mental-model development, decision usefulness, calibrated trust, and appropriate reliance. It further examines how explanations may produce overreliance, underreliance, automation bias, false reassurance, cognitive overload, or explanation mismatch when their content and presentation are not aligned with users, tasks, uncertainty, and decision consequences. From an accountability perspective, explanations may contribute to auditability, traceability, contestability, and recourse, but they cannot independently assign responsibility, provide institutional authority, or guarantee effective remedies. The main contribution is a human-centred critical synthesis that treats explainability as a socio-technical achievement rather than a model output. Meaningful explanation requires technical credibility, cognitive accessibility, contextual relevance, decision-sensitive evaluation, uncertainty communication, opportunities for challenge, and governance mechanisms capable of acting on explanatory evidence. The review therefore rejects universal explanation-sufficiency claims and identifies conditions under which explanations may assist understanding and responsible decision use without being treated as proof of trustworthiness, accountability, fairness, safety, or deployment readiness.
Journal of Trustworthy and Explainable Intelligent Systems
Review | Open access | 15 March 2025 | Article: 75

Building Trustworthiness into Intelligent Systems: From Data Provenance and Model Reliability to Human Control and Institutional Accountability
Intelligent systems increasingly influence decisions, allocate attention, generate recommendations, and mediate interactions across technical, organizational, and social environments. Yet trustworthiness is often approached through isolated interventions, such as improving model accuracy, adding post-hoc explanations, documenting datasets, or assigning nominal human oversight. This article proposes a trustworthy-by-design conceptual framework that treats trustworthiness as a system-level property requiring coordinated design and evaluation across the full intelligent-system lifecycle. The framework begins with system-purpose and risk-context definition, followed by stakeholder and responsibility mapping, data-integrity assessment, provenance and lineage review, data documentation and governance, model-reliability evaluation, robustness and uncertainty assessment, and bias and fairness review where relevant. It then connects explanation quality with human interpretability and decision usefulness, rather than assuming that technically generated explanations will necessarily support understanding. Human oversight, meaningful control, contestability, recourse, institutional accountability, traceability, auditability, monitoring, and feedback updating form additional interdependent layers. The framework’s principal contribution is to clarify how technical evidence must be connected to human decision conditions and institutional responsibility without treating any individual safeguard as sufficient. Data provenance does not establish data appropriateness, robustness does not prove safety, explanations do not guarantee interpretability, human presence does not ensure meaningful control, and governance arrangements do not independently establish accountability. The framework may support conceptual analysis, assurance-oriented evaluation, and lifecycle governance planning, but requires empirical validation, human-centered assessment, domain-specific interpretation, and continuing institutional review.
Journal of Trustworthy and Explainable Intelligent Systems
Original Research | Open access | 15 September 2025 | Article: 76